At Kubar, we believe every small business deserves a share of the khazana. That's why we've built the Kubar Protocol — a smart, secure way to connect MSMEs with the right banks and NBFCs.
Holistic Data Collection
Embedded Integrations
Agentic Direct Selling AgentKubar Protocol Connects With Your Existing Business Systems So You Can Find The Right Loan At The Right Time, Without Extra Effort
- Seamlessly integrates within MSME platforms and business management systems
- Eliminates traditional borrower acquisition costs and friction
- Creates borrower sourcing channels directly at point of business operations
Expand Your Business with Kubar
Learn More ↗
Kubar for NBFCs
Future-Proof Your Portfolio With Smart Products
Bridge The MSME Credit Gap & Drive Financial Inclusion
Scale Lending Operations Efficiently And Profitably
Scale Lending Operations Efficiently And Profitably
Kubar for MSMEs
Avail The Right Loan At The Right Time
Get Matched With The Best Lender And Loan Product For Your Business
Get loans Approved & Disbursed Faster
Automate Regulatory Compliance And Security
Learn with Kubar
Listen to our Podcast to learn from Market Leaders
Let's shape tomorrow's finance
Got a question or idea? We're all ears—reach out and let's make something awesome happen!
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Debayan Gupta
Professor, CS – MIT, Ashoka University
Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity
Vaibhav Sharma
DeFi security expert, Polkadot Blockchain Academy grad.
Tushar Jaruha
Ex-Pricing Actuary at Zurich Insurance Co.
Dr. James Lei
HKUST – Director, ASTRI Blockchain Head
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Mudit Sibal
Head of Growth, Expert in risk assessment | 25+ YOE
Aishi Mukherjee
Sr. Quality Analyst, Custom CRM app and API Testing | 4 YOE | BFSI | Cognizant
Shauvik Roy
Content and Copy, Brand Manager | 4 YOE
Agniva Ray
Design and Operations, Visual and UI/UX Design | 4 YOE | Branding for MSMEs
Himadri S. Chatterjee
Application Lead, Software Engineer at Conval | 4 YOE | Fullstack Developer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer
Pankaj Chaudhary
Ledger Lead, Senior Blockchain Engineer | 6 YOE | PBA Singapore
Ayan Gangopadhyay
Data Science Lead, NLP & Deep Learning Expert | 4 YOE | CUDA and Triton
Kavish Mahajan
Creative Director, Branding and Design Expert | 5 YOE
Onggo Wahyudi
Backend Lead, Senior Blockchain Engineer | 15 YOE | MTech NUS
Yash Yadav
Application Team, Full-Stack Engineer