Meet Our Team
We are builders, researchers, and credit experts united by one mission: to make MSME lending faster, smarter, and fairer. Every person on this team brings deep experience from fintech, technology, and financial services.
The Team

Vaibhav Sharma
Founder
- Worked in DeFi security with MIT Labs and IBM Quantum
- Recipient of Perplexity AI Fellowship and NVIDIA Inception Accelerator
- Youngest-ever Polkadot Blockchain Academy Graduate, Hong Kong
- Previously worked with leading DeFi ventures like VaultCraft
- Contributed extensively to leading Open-Source projects like Fedora OS
- ML Researcher for the Director of National Chemical Laboratory and FRS Dr. Sourav Pal Delivered 5+ Blockchain MVPs for enterprise clients
- Won multiple hackathons including Google ATLAS

Agniva Ray
Co-Founder & COO
People and Internal Systems | 7 YOE | Ex- Govt. Of Goa

Ayan Gangopadhyay
Data Science Lead
NLP & Deep Learning Expert | 6 YOE | CUDA and Triton

Rayansh Srivastava
Founding Engineer
Multi-Agent AI Systems Builder | LLMs, GANs & MLOps

Manchit Sanan
Product & Program Lead
API & Automation Expert | 13 YOE | US Healthcare → Fintech

Sreyan M Chowdhury
Growth & Revenue Lead
GTM & RevOps Operator | 7+ YOE | B2B Distribution

Divyesh Reddy
Marketplace Onboarding
Buyer-Risk Intelligence | MSME Credit Analytics

Debpriyo Ghosal
Engineer/Developer
Full-Stack & AI Developer | Open-Source Contributor

Mridul Malani
Resource Development Lead
MS at HEC Paris | CUDA and Triton | Ex- RIL, CWC, Earlyseed

Parth Ahuja
Junior Engineer/Developer
Ashoka University CS | Full-Stack & Systems Dev
Our Advisors

Debayan Gupta
Professor, CS - MIT, Ashoka University

Sandeep Juneja
Director, Centre for Data - Ashoka University | Expert in AI & financial mathematics

Amit Sagar
Lead System Architect at Bank of England | BOE CBDC Architecture Contributor

Shridhar Sethuram
Seasoned finance veteran, 25+ years in Private Equity

Tushar Jaruhar
Ex-Pricing Actuary at Zurich Insurance Co.
Interested in joining our mission?
We're always looking for talented builders who want to reshape MSME credit.
Check Open Positions